Top strategies to earn over 7% returns on your investments

Image Credits: UnsplashImage Credits: Unsplash
  • Preferred stocks offer higher dividend yields and fixed dividends, making them a reliable income source.
  • High-yield bonds provide significant returns but require careful selection to balance risk and reward.
  • REITs offer diversified real estate exposure with high dividend yields, essential for a balanced income portfolio.

In today's volatile market, finding reliable ways to earn substantial returns can be challenging. However, there are several strategies that can help you achieve over 7% returns on your investments. By focusing on preferred stocks, high-yield bonds, and Real Estate Investment Trusts (REITs), you can build a robust income portfolio that not only provides steady income but also helps you achieve financial independence.

Preferred Stocks: A Reliable Income Source

Preferred stocks are a hybrid between common stocks and bonds, offering the best of both worlds. They provide higher dividend yields compared to common stocks and have a fixed dividend, making them a reliable source of income. Brett Owens highlights, "Preferred stocks are my go-to for reliable income. They offer yields that are often higher than those of common stocks and bonds, making them an excellent choice for income-focused investors."

High-Yield Bonds: Balancing Risk and Reward

High-yield bonds, also known as junk bonds, offer higher interest rates to compensate for their increased risk. These bonds can be a valuable addition to your income portfolio if chosen carefully. Owens notes, "While high-yield bonds come with higher risk, they also offer the potential for significant returns. It's crucial to diversify and select bonds from issuers with strong financials to mitigate risks."

Real Estate Investment Trusts (REITs): Diversified Real Estate Exposure

REITs allow you to invest in real estate without the hassle of property management. They are required to distribute at least 90% of their taxable income to shareholders, resulting in attractive dividend yields. Owens states, "REITs are a fantastic way to gain exposure to the real estate market while enjoying high dividend yields. They provide a diversified income stream and can be a cornerstone of any income-focused portfolio."

Building a Balanced Income Portfolio

To achieve consistent 7% returns, it's essential to diversify your investments across different asset classes. Combining preferred stocks, high-yield bonds, and REITs can help you balance risk and reward while ensuring a steady income stream. Owens advises, "Diversification is key. By spreading your investments across various high-yield assets, you can reduce risk and increase the likelihood of achieving your income goals."

Financial Planning and Wealth Building

Effective financial planning is crucial for building wealth and achieving financial independence. By incorporating high-yield investments into your portfolio, you can create a reliable income stream that supports your long-term financial goals. Owens emphasizes, "A well-planned income portfolio can provide the financial stability needed to pursue your dreams and enjoy a comfortable retirement."

Earning over 7% returns on your investments is achievable with the right strategies. Preferred stocks, high-yield bonds, and REITs offer attractive yields and can be integral components of a diversified income portfolio. By focusing on these high-yield investments and maintaining a balanced approach, you can build a robust income stream that supports your financial independence and long-term wealth-building goals.


United States
Image Credits: Unsplash
July 18, 2025 at 7:00:00 PM

Can you include personal loans in bankruptcy?

Filing for bankruptcy is basically financial rock bottom, right? Not necessarily. If you’ve ever asked yourself, “Can personal loans be included in bankruptcy?”...

Singapore
Image Credits: Unsplash
July 18, 2025 at 7:00:00 PM

Should you get a credit card? Here's how to decide

Credit cards are often seen as a rite of passage into adulthood. But for many Singaporeans, the decision to get one is wrapped...

Singapore
Image Credits: Unsplash
July 18, 2025 at 4:30:00 PM

The secret behind all those all-cash offers in today’s housing market

The property market has always rewarded those who move quickly. But with mortgage rates high and inventory tight, buyers are increasingly expected to...

Singapore
Image Credits: Unsplash
July 18, 2025 at 3:30:00 PM

One in three Singaporeans cuts spending on US products over Trump tariffs

Between July 1 and 8, 2025, over 1,500 Singaporeans and permanent residents were asked about their views on US goods and services. The...

United States
Image Credits: Unsplash
July 18, 2025 at 12:00:00 PM

Major Medicare premium hikes could catch millions off guard

If you think Medicare is a chill, set-it-and-forget-it kind of deal in retirement, think again. Especially if you’ve done the responsible thing and...

United States
Image Credits: Unsplash
July 18, 2025 at 11:30:00 AM

How Federal student loan repayment is changing in 2025

A major shift is unfolding in the federal student loan system—and it’s going to hit borrowers where it hurts most: their monthly budgets....

United States
Image Credits: Unsplash
July 18, 2025 at 11:30:00 AM

What Uber’s $300M Robotaxi deal with Lucid really signals

When Lucid Motors announced a new $300 million agreement with Uber to supply electric vehicles for its future robotaxi fleet, markets responded with...

Europe
Image Credits: Unsplash
July 18, 2025 at 11:00:00 AM

FCA plans to apply affordability rules to all buy now, pay later loans

For years, buy now, pay later (BNPL) options have been marketed as a smart, interest-free way to stretch your spending—especially online. Platforms like...

Singapore
Image Credits: Unsplash
July 17, 2025 at 11:30:00 PM

Signs you’re headed for bankruptcy—and how to intervene early

For most working adults, the word “bankruptcy” carries images of irreversible failure—court summons, repossession, social shame. But in practice, bankruptcy is not the...

United States
Image Credits: Unsplash
July 17, 2025 at 11:00:00 PM

How mortgage interest works and what it means for your loan

You’ve found the home, signed the offer, and your mortgage is approved. But beneath the paperwork lies a financial structure that deserves far...

United States
Image Credits: Unsplash
July 17, 2025 at 11:00:00 PM

How childhood neighborhood affects credit score

You probably think of your credit score as something you earn. Something that reflects your payment history, your debt levels, your reliability as...

Europe
Image Credits: Unsplash
July 17, 2025 at 7:30:00 PM

XRP might break its all-time high—here’s what’s fueling the hype

XRP is back in the headlines. Again. But this time, the vibe feels different. It’s not just another pump and dump chatter on...

Load More