Personal Finance

PSLF buyback delay puts public servants’ debt relief on hold
Katy Punch was just five payments away. After over a decade of public service as a librarian in North Carolina, she was within...

Federal Reserve interest rate decision 2025 signals structural hold, not just pause
In July 2025, the Federal Reserve confirmed what futures markets had largely priced in: its key short-term interest rate would remain unchanged, staying...

Why the Social Security paper check policy was scrapped
The Social Security Administration’s plan to phase out paper checks by September 30, 2025, was meant to mark a major modernization push. But...

Senate housing bill targets affordability boost—what it means for renters and buyers
In the midst of the United States' ongoing housing affordability crisis, a new bipartisan bill is quietly advancing through the Senate with the...

How pre-K and career advancement for parents are connected
For millions of working parents, the preschool years are less about early childhood enrichment and more about one stark question: how do I...

The student loan SAVE pause has ended. Now what?
The end of the student loan SAVE pause isn’t just a policy footnote—it’s a financial inflection point. For millions of borrowers, this signals...

Why an emergency fund is your 401(k)’s secret bodyguard
It’s easy to think of financial safety nets as something you’ll figure out “later.” After all, most of the money talk on social...

Why the 2026 charitable deduction for non-itemizers could change how you donate
Most Americans give out of goodwill, not because they expect a tax break. But come 2026, a quiet change in federal tax policy...

What Gen Z should understand about Trump Accounts and the future of Social Security
So here’s what just happened: a top official in the Trump administration said the quiet part out loud. And if you’re a millennial...

What Malaysia’s Employment Insurance System really covers—and who qualifies
Losing your job is always hard. But in a country like Malaysia, where workers don’t receive traditional unemployment handouts, the financial and emotional...

How insurance claims work in Singapore—and what documents you’ll need
From a minor fender bender to a life-changing medical emergency, the process of claiming insurance in Singapore can be stressful, especially if you’ve...

If you could ask a mega-millionaire one question about money, what would it be?
If you had five minutes face-to-face with someone worth $50 million or more, what would you ask them about money? Not just about...

The hidden costs and clauses in Singapore car insurance plans
For many Singaporeans, buying car insurance feels like a formality. It's something you do when you're handed the keys to a new vehicle—often...

Senate Bill proposes six months of mortgage relief for natural disaster victims
When disaster strikes, the damage isn’t just physical—it’s financial. In the wake of deadly wildfires in California and devastating floods in Texas, a...

How tariffs could affect future mortgage rates
If you’re eyeing a home and praying for mortgage rates to chill, we’ve got some news: new tariffs might throw cold water on...

Is it better to invest or pay down your mortgage?
It’s one of the most common dilemmas for people who find themselves with extra money to allocate. Once the emergency fund is healthy,...

How to prepare financially in case your adult children need help
You plan for your own retirement. You prepare for health expenses. You may even anticipate helping your grandchildren. But few financial plans account...

What to know about stock option tax rules
If you’ve ever gotten an offer letter that included stock options, chances are you felt excited, confused, and maybe even a little overwhelmed....
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