Personal Finance

Insurance Singapore
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InsuranceJuly 14, 2025 at 7:30:00 PM

What your life insurance agent might not tell you

Life insurance is often sold as a financial safety net—something every responsible adult should have. But what if the very people selling it...

Credit United States
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CreditJuly 14, 2025 at 7:30:00 PM

Why you shouldn’t use cash for these 6 expenses

Using cash seems straightforward. It’s easy to track, you can’t overspend what you don’t have, and for many people, it reinforces financial discipline....

Mortgages United States
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MortgagesJuly 14, 2025 at 6:00:00 PM

Should you pay off your mortgage early given today’s economy?

As economic uncertainty grows, more homeowners are reevaluating their financial priorities—and one question keeps coming up: Should I pay off my mortgage early?...

Financial Planning
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Financial PlanningJuly 14, 2025 at 6:00:00 PM

Retirement planning for young workers in China feels pointless. Is it?

Let’s get something straight: if you’re 26, living in Chengdu, grinding through a low-paid job you could lose tomorrow, and barely covering rent,...

Loans United States
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LoansJuly 14, 2025 at 5:00:00 PM

As Federal loans recede, students face a riskier future

The quiet retreat of the federal government from student lending doesn’t make headlines like debt forgiveness programs or tuition hikes, but its implications...

Loans
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LoansJuly 14, 2025 at 4:30:00 PM

Is Buy Now Pay Later really helping—or harming—your finances?

It starts with a pair of sneakers, a concert ticket, or an end-of-month grocery run. You’re offered a sleek-looking option at checkout: “Buy...

Personal Finance United States
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Personal FinanceJuly 14, 2025 at 2:30:00 PM

How to rebuild your investing strategy before August 1

It’s not often you get a second deadline. But that’s what markets got after the July 9 tariff date came and went without...

Mortgages United States
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MortgagesJuly 14, 2025 at 1:00:00 PM

What bankruptcy means for your future mortgage—and how to prepare

Bankruptcy isn’t a shortcut or a loophole. It’s a financial reset—one that often comes after a long, difficult journey of trying to manage...

Investing
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InvestingJuly 14, 2025 at 12:00:00 PM

How to set financial goals for investing

Let’s start with a hard truth: Most people don’t invest because they don’t know what they’re aiming for. It’s not that they’re lazy...

Insurance Singapore
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InsuranceJuly 14, 2025 at 12:00:00 PM

Why young working adults in Singapore should get insurance early

You’ve earned your degree. You’ve landed your first job. You’re finally taking home a paycheck—and with it, the freedom to plan your own...

Investing United States
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InvestingJuly 14, 2025 at 11:30:00 AM

How a systematic investment plan helps you build wealth consistently

If you’ve ever felt unsure about how to start investing, you’re not alone. Many people assume investing is something you do only after...

Mortgages United States
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MortgagesJuly 13, 2025 at 11:30:00 PM

Why a long-term mortgage could cost you more than you think

When you're signing a mortgage agreement that spans 25 or 30 years, the appeal is clear: smaller monthly repayments, greater affordability, and immediate...

Investing Singapore
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InvestingJuly 13, 2025 at 11:00:00 PM

5 critical investing mistakes to avoid at all costs

Even the smartest investors have their horror stories. A mistimed trade. A hype coin that collapsed. A tech stock that seemed bulletproof—until it...

Mortgages United States
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MortgagesJuly 13, 2025 at 10:00:00 PM

Can you really earn cash back on your housing costs?

For most homeowners, the mortgage is the largest monthly expense. Yet until now, it’s been one of the only recurring costs that earns...

Credit United States
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CreditJuly 13, 2025 at 10:00:00 PM

Why credit card debt often fills the gaps in social protection

Social insurance is meant to protect us. It’s the safety net we expect to catch us when a job is lost, an illness...

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