Personal Finance

Singapore gold demand hits record high as prices soar
[SINGAPORE] Investor interest in gold remained robust in Singapore during the first quarter of 2025, as bullion prices soared past the US$3,000-per-ounce mark...

Understanding marginal and effective tax rates
[UNITED STATES] Navigating the complexities of income taxation can be challenging, especially when distinguishing between marginal and effective tax rates. Understanding these concepts...

Why the world loves VAT while the U.S. rejects it
[UNITED STATES] The Value Added Tax (VAT) is a widely-used taxation system around the globe, but its absence in the United States makes...

GOP student loan plan faces scrutiny
[UNITED STATES] House Republicans have introduced a sweeping proposal to overhaul the federal student loan and financial aid system, marking one of the...

Traders brace for Trump’s next 100 days
[UNITED STATES] As President Donald Trump embarks on the next phase of his second term, financial markets are bracing for the impact of...

Weighing the risks of claiming Social Security early
[UNITED STATES] Amid growing concerns about the long-term solvency of Social Security, more Americans are opting to claim retirement benefits early. But financial...

Stock market volatility often signals future gains
[UNITED STATES] Sharp swings in the stock market can be unnerving, but history suggests they often pave the way for significant gains, according...

Keys to insurance success
[WORLD] In an age of fast-paced technological advancement and rising customer expectations, the insurance industry is undergoing profound transformation. Today, success is no...

GOP unveils student loan overhaul with borrowing caps and reduced repayment options
[UNITED STATES] House Republicans on the Education and Workforce Committee have introduced a sweeping proposal to overhaul the nation’s student loan and financial...

How your mortgage affects career growth
[UNITED STATES] As the American dream of homeownership becomes more accessible, a growing number of professionals are finding that the weight of a...

How the IRS taxes Social Security income
[UNITED STATES] Social Security benefits are a vital source of income for millions of retirees across the United States. However, what many retirees...

Americans rush to claim Social Security early
[UNITED STATES] A significant increase in early Social Security claims is being observed across the United States, as Americans express heightened concerns about...

Tony Robbins' warning on 401(k) and IRA strategies
[UNITED STATES] In a recent warning to American investors, renowned financial strategist Tony Robbins advised against blindly adhering to traditional investment strategies like...

Warning on risky real estate investment mistakes
[UNITED STATES] Financial expert Suze Orman is raising alarm bells over a common yet potentially costly mistake that many real estate investors make....

Understanding insurance terms
[WORLD] Navigating the world of insurance can be overwhelming, especially when policies are filled with jargon that seems designed to confuse. Understanding...

Tony Robbins gives strong warning on Roth 401(k)s and Roth IRAs
[UNITED STATES] In a recent statement, renowned personal finance expert Tony Robbins emphasized the financial advantages of Roth 401(k)s and Roth IRAs, urging...

Singapore expands retail access to private markets
[SINGAPORE] Singapore is poised for a major shift in its investment landscape as regulators consider opening private markets-long the preserve of institutions and...
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