Personal Finance
CFPB budget cut 2025: What happens when the watchdog loses its bite
So here’s the situation: buried inside a massive tax-and-spending bill that Donald Trump signed on July 4, 2025, is a quiet move that...
Alternative credit scoring for mortgages gets green light
For years, mortgage lending has hinged on a single number: your FICO score. It’s the invisible hand behind your approval, your interest rate,...
Bank of America warns of emerging 'less for more' housing market pattern
The housing market is playing a weird game right now. If you've been casually browsing real estate apps or walking through showrooms lately,...
What your life insurance agent might not tell you
Life insurance is often sold as a financial safety net—something every responsible adult should have. But what if the very people selling it...
Why you shouldn’t use cash for these 6 expenses
Using cash seems straightforward. It’s easy to track, you can’t overspend what you don’t have, and for many people, it reinforces financial discipline....
Should you pay off your mortgage early given today’s economy?
As economic uncertainty grows, more homeowners are reevaluating their financial priorities—and one question keeps coming up: Should I pay off my mortgage early?...
Retirement planning for young workers in China feels pointless. Is it?
Let’s get something straight: if you’re 26, living in Chengdu, grinding through a low-paid job you could lose tomorrow, and barely covering rent,...
As Federal loans recede, students face a riskier future
The quiet retreat of the federal government from student lending doesn’t make headlines like debt forgiveness programs or tuition hikes, but its implications...
Is Buy Now Pay Later really helping—or harming—your finances?
It starts with a pair of sneakers, a concert ticket, or an end-of-month grocery run. You’re offered a sleek-looking option at checkout: “Buy...
How to rebuild your investing strategy before August 1
It’s not often you get a second deadline. But that’s what markets got after the July 9 tariff date came and went without...
What bankruptcy means for your future mortgage—and how to prepare
Bankruptcy isn’t a shortcut or a loophole. It’s a financial reset—one that often comes after a long, difficult journey of trying to manage...
How to set financial goals for investing
Let’s start with a hard truth: Most people don’t invest because they don’t know what they’re aiming for. It’s not that they’re lazy...
Why young working adults in Singapore should get insurance early
You’ve earned your degree. You’ve landed your first job. You’re finally taking home a paycheck—and with it, the freedom to plan your own...
How a systematic investment plan helps you build wealth consistently
If you’ve ever felt unsure about how to start investing, you’re not alone. Many people assume investing is something you do only after...
Why a long-term mortgage could cost you more than you think
When you're signing a mortgage agreement that spans 25 or 30 years, the appeal is clear: smaller monthly repayments, greater affordability, and immediate...
5 critical investing mistakes to avoid at all costs
Even the smartest investors have their horror stories. A mistimed trade. A hype coin that collapsed. A tech stock that seemed bulletproof—until it...
Can you really earn cash back on your housing costs?
For most homeowners, the mortgage is the largest monthly expense. Yet until now, it’s been one of the only recurring costs that earns...
Why credit card debt often fills the gaps in social protection
Social insurance is meant to protect us. It’s the safety net we expect to catch us when a job is lost, an illness...
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