Financial Planning

How Trump's trade policies are challenging central bankers worldwide
[UNITED STATES] The global economy is no stranger to the ripple effects of trade wars, but with former President Donald Trump’s recent trade...

The Social Security bridge strategy explained
[UNITED STATES] As retirement approaches, many Americans find themselves navigating a complex landscape of financial decisions. One strategy that's gaining traction among savvy...

How Gen Z and millennials are coping with economic anxiety and ways to break the cycle
In recent years, a concerning trend has emerged among younger generations: 'doom spending.' This phenomenon, particularly prevalent among Gen Z and millennials, reflects...

How housing and car loans are fueling Malaysia’s household debt crisis
The dream of home and car ownership has long symbolized upward mobility in Malaysia. But for many households, that dream is now weighed...

Why letting EPF fund medical insurance is a dangerous shortcut
Malaysia’s proposal to let Employees Provident Fund (EPF) members use Account 2 savings to pay for medical insurance premiums might sound helpful on...

Why traditional financial advice doesn’t meet LGBTQ+ needs
Most personal finance advice rests on a quiet set of assumptions: Steady paychecks. Supportive families. Smooth access to credit. A predictable climb toward...

How this self-made millionaire in Singapore built wealth without flashy brands
In Singapore, where a plate of chicken rice costs $5 but a modest condo can fetch over $2.5 million, becoming a self-made millionaire...

Micro habits for building wealth without burnout
Early mornings, productivity hacks, and cold plunges often dominate wealth-building advice. But beneath the noise, a quieter movement is reshaping the conversation. Wealth...

How to plan retirement income like a pro
So you’ve got a number in your head—maybe $1 million, maybe $2 million—and you’re hoping it’s enough to coast through retirement. But here’s...

The wealth-building mindset that outperforms income
It’s often assumed that financial success is a direct result of income level, inheritance, or educational background. But evidence from behavioral economics and...

How to build financial responsibility from the ground up
For many working professionals, managing money can feel like juggling competing priorities: rent or savings, debt payments or weekend plans, insurance or investing....

How one search can save your savings
Every year, countless investors—many of them new to the world of personal finance—lose their hard-earned savings to scams that could have been easily...

Why looking poor to build wealth is the quiet power move of 2025
In a world fueled by visual proof of success—filters, flexing, and fast credit—it’s never been easier to look rich. But increasingly, professionals are...
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