Mortgages
What percentage of your income should go towards a mortgage?
[UNITED STATES] For prospective homebuyers, one question looms large: How much house can I afford? The answer hinges on a variety of personal...
Updates on the 2025 mortgage rate forecast
[UNITED STATES] The housing market has been on a roller coaster ride in recent years, and with mortgage rates fluctuating, potential homeowners and...
Homebuyers face challenges as mortgage rates surpass 7% threshold
[UNITED STATES] In a development that's sending ripples through the real estate world, mortgage rates have once again breached the 7% mark, a...
Mortgage delinquencies rising in 2025
Let’s not bury the lead. In May 2025, early-stage mortgage delinquencies saw the steepest month-over-month increase of any debt category. Not credit cards....
The main mortgage lender options—and how they differ
Here’s the thing they don’t tell you when you start looking for a mortgage: the hardest part isn’t the paperwork, the rates, or...
Tips for securing the lowest mortgage rate
Buying a home is exciting—but it’s also one of the largest financial commitments most people make. And the interest rate you lock in...
Why mortgage debt won’t shield foreign investors from U.S. estate tax
Foreign investors have long viewed U.S. real estate as a stable, inflation-resistant asset class. With leverage readily available, many nonresident buyers take out...
Mortgage rate changes will stir housing market, says Berkshire Hathaway
When Warren Buffett’s Berkshire Hathaway signals a shift in the housing market, financial planners pay attention. Recently, the firm suggested that changes in...
Future mortgage rate changes Fannie Mae predicts are crucial for buyers
Fannie Mae’s forecast on mortgage rates is more than a number—it’s a signal. It reshapes how buyers, especially first-timers, need to think about...
Still owe a mortgage after a house fire? Here’s what happens
A house fire can take everything in minutes. But one thing it won’t take with it? Your mortgage. Even if your home is...
How mortgage rates in Singapore work and what affects them
For most homebuyers in Singapore, a mortgage is the largest financial commitment they'll make. Yet the rate you secure for that mortgage—whether fixed,...
Mortgage lender robocalls regulation may finally be coming
You run a mortgage calculation online, or click “Check My Rate” on a housing loan site. Within hours—sometimes minutes—your phone starts buzzing. Calls...
Mortgage rate 2025 forecast
When the Federal Reserve began trimming interest rates last year, many homebuyers anticipated a swift drop in borrowing costs. But that hoped-for relief...
Living on a cruise ship full time is cheaper than a mortgage
Angelyn and Richard Burk didn’t downsize. They sailed off. Since 2021, the retired Seattle couple has lived full-time aboard cruise ships—trading property taxes...
How mortgage rates work in Singapore and what affects them
[SINGAPORE] Buying a home is one of the biggest financial decisions you'll ever make—and mortgage rates can significantly affect how much you'll pay...
Why mortgage structure is a hidden driver of financial risk
[UNITED STATES] As central banks confront the long tail of inflation with tighter monetary policy, a less visible question lurks in the background:...
FTC rule promotes transparency in pricing
[UNITED STATES] If you haven’t noticed yet, take a quick scroll through Airbnb, Ticketmaster, Booking.com, or StubHub. Something’s changed. The total price is...
Dave Ramsey warns homebuyers of costly mortgage mistake
[UNITED STATES] Financial expert Dave Ramsey is warning prospective homebuyers against a prevalent mortgage mistake that could lead to paying tens of thousands...
Cracking the code on mortgage rate mysteries
[SINGAPORE] Mortgage rates are one of the most crucial factors that influence homebuyers' decisions in Singapore. With property prices steadily climbing, understanding how...
Navigating the mortgage application process in Canada
[WORLD] Buying your first home is an exciting and rewarding milestone. Soon, you’ll have the peace of mind that comes from investing in...
Mortgage advice for homebuyers
[UNITED STATES] Financial expert Dave Ramsey, known for his no-nonsense approach to money management, has shared timely advice for prospective homebuyers in 2025....
Mortgage trap for homebuyers
[UNITED STATES] Financial expert Dave Ramsey is cautioning prospective homebuyers against a prevalent mortgage error that could lead to substantial long-term costs. Ramsey...
Backdoor strategy for lower mortgage rates
[UNITED STATES] Finding an affordable mortgage rate is a top priority for many homebuyers. While traditional routes, such as working with large lenders...
Backdoor ways to secure lower mortgage rates
[UNITED STATES] As home prices soar and interest rates remain a concern for many buyers, a growing number of savvy homebuyers are seeking...
Unlocking dirt-cheap mortgage rates
[UNITED STATES] Are you looking to buy a new home but worried about high mortgage rates? Traditional methods of securing a mortgage may...
How your mortgage affects career growth
[UNITED STATES] As the American dream of homeownership becomes more accessible, a growing number of professionals are finding that the weight of a...
Dave Ramsey’s mortgage warning for 2025 homebuyers
[UNITED STATES] Financial expert Dave Ramsey is cautioning prospective homebuyers in 2025 to avoid a common mortgage pitfall that could jeopardize their financial...
Navigating the new normal of higher mortgage rates
[UNITED STATES] After decades of stable mortgage rates, mortgages ranging from 6% to 7% have become the new standard. Though buyers may be...
Loan-to-Value ratio shapes mortgage decisions
[UNITED STATES] In the complex world of mortgage financing, one measure stands out as being critical in deciding loan approvals, interest rates, and...
Family opportunity mortgage explained
[UNITED STATES] The Family Opportunity Mortgage (FOM) is a specialized loan designed to assist individuals in purchasing homes for their elderly parents or...
Expectations for mortgage rates after the Fed meeting
[UNITED STATES] Mortgage rates have been in a state of fluctuation over the past few months, with potential buyers and homeowners anxiously watching...
How tariffs could impact mortgage rates for homebuyers
[UNITED STATES] The state of the economy is ever-changing, and factors such as tariffs can have a significant impact on the housing market....
Is buying down your mortgage rate the right choice?
[UNITED STATES] When applying for a mortgage, one of the crucial decisions you will face is whether to buy down the interest rate....
Unlocking your path to mortgage eligibility
[UNITED STATES] In the current housing market, many prospective homeowners may feel disheartened, believing they are not eligible for a new mortgage due...
Why buyers remain skeptical despite dropping mortgage rates
[UNITED STATES] The real estate market is experiencing a unique shift. Mortgage rates, which have been high for much of the past few...
Here's what you need to know about second home mortgage rates
[UNITED STATES] Purchasing a second home can be an exciting prospect, whether you’re looking for a vacation property, an investment, or simply a...
Affordable home loan options to consider
[UNITED STATES] Buying a home is often considered one of the most significant financial decisions you will ever make. For many people, owning...
Former OMB housing official sees shocking mortgage rates as 'new normal'
[UNITED STATES] In the world of real estate, mortgage rates are a crucial factor that affects homebuyers, homeowners, and the broader housing market....
The White House plan on using an unusual strategy to reduce mortgage rates
[UNITED STATES] Mortgage rates have long been a key concern for homebuyers, real estate investors, and the broader economy. Over the years, the...
What is the rates for second home mortgage
[UNITED STATES] Purchasing a second home is an exciting venture, whether you're dreaming of a cozy beach house, a mountain retreat, or a...
Understanding investment property rates
[UNITED STATES] Investing in real estate is an attractive option for many seeking to diversify their portfolios and secure passive income streams. However,...
How homeownership can reduce your taxes
[UNITED STATES] Homeownership offers more than just a place to live—it can also provide significant tax advantages that reduce your overall tax burden....
The Fed's influence on your mortgage
[UNITED STATES] The intricate relationship between the Federal Reserve and mortgage rates is a topic of great interest for homebuyers, homeowners, and financial...
Funding your dream of aging in place
[UNITED STATES] Aging in place has become an increasingly popular choice for older adults who wish to remain in their own homes as...
Why paying off a low-interest mortgage early can be the right choice
[UNITED STATES] In the world of personal finance, conventional wisdom often dictates that low-interest debt should be maintained while excess funds are invested...
Why mortgage rates are likely to remain elevated
[UNITED STATES] The housing market has been a topic of intense discussion and concern for many Americans in recent years, with mortgage rates...
Steer clear of this critical mortgage blunder
[UNITED STATES] In the ever-evolving landscape of personal finance and real estate, few voices carry as much weight as that of Dave Ramsey....
What happens when flames consume your mortgaged home
[UNITED STATES] The recent wildfires in Los Angeles have left many homeowners facing a devastating reality: their homes have been reduced to ashes,...
Rising rates spark renewed interest in adjustable mortgages
[UNITED STATES] In today's volatile housing market, prospective homebuyers are facing a challenging landscape of high interest rates and soaring home prices. As...
Can adjustable rate mortgages make sense with rising interest rates?
[UNITED STATES] In the current economic landscape, where interest rates are on an upward trajectory, many prospective homebuyers and homeowners are reconsidering their...
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