Credit
How much does the average American spend on their credit cards?
Credit card debt has become an increasingly significant financial burden for many Americans. As inflation, rising interest rates, and economic uncertainty continue to...
The pros and cons of paying rent and bills with a credit card
The convenience of credit cards has extended to various aspects of our financial lives, including paying rent and bills. While this option offers...
How the Breeze Easy™ Visa Signature® Credit Card Transforms Spending into Flying
In the competitive skies of budget travel, Breeze Airways has made a significant move to attract and retain customers by launching its own...
Millions of student borrowers risk credit score drops
[UNITED STATES] The resumption of federal student loan payments has ushered in a challenging era for millions of borrowers, with significant implications for...
How credit card rewards are shaping the future of travel decisions
[UNITED STATES] In today’s evolving world, where travel has become an essential part of both leisure and business, people are increasingly looking for...
Consumer credit hits $5 trillion as analysts warn of emerging risks
[UNITED STATES] In January 2025, consumer credit in the United States hit a new milestone, surpassing $5 trillion, as reported by the Federal...
How to cancel a credit card safely
[UNITED STATES] Cancelling a credit card is an action that many people consider at some point in their financial journey. Whether it’s to...
The benefits, risks, and mechanics of Buy Now, Pay Later
[WORLD] In recent years, Buy Now, Pay Later (BNPL) services have become a popular alternative to traditional credit. Offering a convenient way to...
Trump’s $5 million gold card Visa and its impact on wealthy college applicants
[UNITED STATES] The Trump administration has introduced a new visa program known as the "gold card" visa. Set at a steep price of...
How rent affects your credit score
[UNITED STATES] When it comes to maintaining a healthy credit score, most people know the importance of paying off credit cards, loans, and...
Credit scores drop sharply for student-loan borrowers
[UNITED STATES] Student loans have long been a significant part of financial life for millions of Americans. However, the recent resumption of student...
Rising credit card balances show signs of improved debt management
[UNITED STATES] In recent news, TransUnion reported a concerning statistic: the average American’s credit card balance has risen to $6,580. This marks a...
How to rent an apartment with bad credit
[UNITED STATES] Finding an apartment to rent can be a challenging process, and when you have bad credit, it can feel almost impossible....
Solving the credit market crisis in affordable housing
[UNITED STATES] Affordable housing has long been a critical issue in many regions worldwide. As housing costs soar, both builders and buyers face...
How credit card perks help me travel like a rich person
[UNITED STATES] Traveling like the wealthy doesn’t have to mean having millions in the bank. Thanks to the strategic use of premium credit...
Landlords using credit scores as a new tactic against renters
[UNITED STATES] In recent years, a troubling trend has emerged in the rental market: landlords and property management companies are leveraging tenants' credit...
Record credit card debt hits $1.21 trillion and experts weigh in
[UNITED STATES] In recent years, U.S. consumer debt has skyrocketed to alarming levels. In February 2025, a staggering report revealed that credit card...
Make the most of benefits by using just two or three credit cards
[UNITED STATES] When it comes to credit cards, many consumers believe that the more cards you have, the more rewards you can earn....
Cashback vs miles in travel rewards
[WORLD] When it comes to travel rewards, the debate between miles and cashback is a hot topic for many travelers. For years, frequent...
Key credit card updates you need to know in 2025
[SINGAPORE] In a landscape constantly evolving with new credit card features, benefits, and restrictions, keeping up with the latest updates is crucial for...
How to cancel your credit card effectively
[SINGAPORE] When it comes to managing your finances, one of the critical decisions you may need to make is whether to cancel a...
Senators suggest capping credit card interest rates at 10%
[UNITED STATES] In a significant move that could reshape the credit card industry, a group of U.S. senators has introduced a new proposal...
Improving your credit score with a personal loan
[UNITED STATES] When you're striving to improve your credit score, it can feel like a complex challenge. From timely bill payments to reducing...
Why store credit cards surge during festive seasons
[UNITED STATES] As the holiday season rolls around, shoppers are bombarded with tempting offers and dazzling displays in stores and online. Amidst the...
The soaring cost of credit card debt
[UNITED STATES] In recent years, Americans have found themselves grappling with an increasingly burdensome financial challenge: the rising cost of credit card debt....
Key facts to consider before choosing debt relief
[UNITED STATES] Debt relief can seem like a beacon of hope for those overwhelmed by financial burdens. However, before diving into this solution,...
The hidden inequities of GoFundMe fundraising
[UNITED STATES] In recent years, GoFundMe has become synonymous with grassroots fundraising, offering a platform for individuals to seek financial support for various...
Here's how you can earn maximum credit card rewards
[UNITED STATES] Credit card bonuses can be incredibly lucrative, offering savvy cardholders the opportunity to earn substantial rewards with minimal effort. However, meeting...
Understanding consumer disclosures and credit reports
[UNITED STATES] In the world of personal finance, two crucial documents play a significant role in determining an individual's creditworthiness: consumer disclosures and...
Evaluating credit repair companies
[UNITED STATES] When it comes to improving your credit score, many individuals turn to credit repair companies for assistance. However, with a plethora...
Credit card debt traps millions of Americans in financial struggle
[UNITED STATES] Credit card debt has become an increasingly pressing issue for many Americans, with nearly half of all cardholders now carrying balances...
The hidden dangers of Buy Now, Pay Later services
[WORLD] In recent years, the popularity of Buy Now, Pay Later (BNPL) services has surged, particularly among younger consumers who are drawn to...
Choosing the best business credit card in 2025
[UNITED STATES] As we step into 2025, the landscape of business finance continues to evolve rapidly. For entrepreneurs and business owners, selecting the...
The credit score perfectionist's 850 journey
[UNITED STATES] In the world of personal finance, few achievements are as elusive and coveted as attaining a perfect credit score of 850....
Singaporeans sink deeper into credit card debt
[SINGAPORE] As we step into 2025, a concerning financial trend is emerging in Singapore. Credit card rollover balances have hit a record high...
My journey without credit cards and why you might consider it too
[WORLD] Credit cards have become ubiquitous. They're touted as essential tools for building credit, earning rewards, and managing finances. However, I've chosen a...
How "credit invisible" customers might be seen through timely rent payments
[UNITED STATES] Credit scores play a crucial role in determining access to various financial products and services. However, an estimated 50 million Americans...
The silent struggle of credit card debt
[UNITED STATES] In the bustling streets of New York City, where dreams are as tall as the skyscrapers, a silent epidemic lurks in...
America's credit card debt dilemma
[UNITED STATES] In an era of easy credit and instant gratification, the American dream has become increasingly intertwined with the plastic cards in...
Credit cardholders aren't getting the most out of loyalty incentives, which is a concern
[UNITED STATES] Credit card rewards programs have become a significant draw for consumers. However, a concerning trend has emerged: many cardholders are not...
Holiday spending surge fuels record credit card debt
[UNITED STATES] The jingle of cash registers and the swipe of credit cards have become the soundtrack of the holiday season, but this...
How America's most vulnerable borrowers are facing a FICO score crisis
[UNITED STATES] The American financial landscape is undergoing a seismic shift as millions of consumers face a daunting challenge: plummeting credit scores. This...
How to use refund debit cards and how to stay away from their drawbacks
[UNITED STATES] In today's digital age, the way we handle financial transactions is constantly evolving. One such innovation is the refund debit card,...
If you exceed your credit limit, what happens?
[UNITED STATES] Going over your credit limit can have serious consequences, affecting your financial health and credit score. This article delves into what...
The credit card application credit score impact
[UNITED STATES] Applying for a credit card is a common financial decision, but many people wonder: Does applying for a credit card hurt...
Cracking the credit code: Your path to home ownership
[UNITED STATES] In the journey towards homeownership, your credit score plays a pivotal role in determining your eligibility for a mortgage and the...
Gen Z faces unprecedented credit card debt challenges
[UNITED STATES] As the financial landscape continues to evolve, Generation Z finds itself grappling with unprecedented levels of credit card debt. This generation,...
The private credit boom
[UNITED STATES] In recent years, the financial world has been abuzz with talk of private credit, a rapidly growing sector that's reshaping the...
How to increase the limit on your credit
[UNITED STATES] In today's financial landscape, having a higher credit limit can be a game-changer for your financial flexibility and credit score. Whether...
Credit spreads narrow, but investor vigilance remains key
[UNITED STATES] Credit spreads have emerged as a crucial indicator of investor sentiment and economic health. As we navigate through the complexities of...
How to get and use your weekly credit report
[UNITED STATES] In today's fast-paced financial landscape, staying on top of your credit health is more crucial than ever. The good news? You...
Credit squeeze leaves borrowers in a bind
[UNITED STATES] Credit application rejections have skyrocketed to record highs, signaling a tightening credit market that's leaving many consumers struggling to access loans...
4 proven strategies to obtain car financing with limited or no credit history
[UNITED STATES] Owning a car is often a necessity rather than a luxury. However, for those with no credit history or a low...
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