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Credit Singapore
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CreditJuly 18, 2025 at 7:00:00 PM

Should you get a credit card? Here's how to decide

Credit cards are often seen as a rite of passage into adulthood. But for many Singaporeans, the decision to get one is wrapped...

Credit United States
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CreditJuly 17, 2025 at 11:00:00 PM

How childhood neighborhood affects credit score

You probably think of your credit score as something you earn. Something that reflects your payment history, your debt levels, your reliability as...

Credit United States
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CreditJuly 16, 2025 at 11:30:00 PM

How to get a lower interest rate on your credit card debt

High-interest credit card debt has a way of turning minor purchases into long-term regrets. Many cardholders pay far more than the price tag...

Credit United States
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CreditJuly 16, 2025 at 10:30:00 PM

How cashback credit cards work—and who they really benefit

Credit card companies have built a multibillion-dollar industry on two core ideas: convenience and reward. The cashback incentive is one of the most...

Credit United States
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CreditJuly 15, 2025 at 11:00:00 PM

What every student should know before getting a credit card

For many college students, getting a credit card is a milestone that signals independence. It’s a financial tool, yes—but also a rite of...

Credit United States
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CreditJuly 15, 2025 at 8:00:00 PM

Why on-time payments alone won’t fix your credit score

You’ve followed the advice: paid your bills on time, never missed a due date, and stayed out of default. So why isn’t your...

Credit United States
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CreditJuly 15, 2025 at 1:30:00 PM

Federal judge overturns Biden-era rule on medical debt and credit reports

In 2022, the Biden administration took a decisive step to address a long-standing financial inequity: the inclusion of medical debt in consumer credit...

Credit United States
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CreditJuly 14, 2025 at 7:30:00 PM

Why you shouldn’t use cash for these 6 expenses

Using cash seems straightforward. It’s easy to track, you can’t overspend what you don’t have, and for many people, it reinforces financial discipline....

Credit United States
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CreditJuly 13, 2025 at 10:00:00 PM

Why credit card debt often fills the gaps in social protection

Social insurance is meant to protect us. It’s the safety net we expect to catch us when a job is lost, an illness...

Credit
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CreditJuly 13, 2025 at 9:00:00 PM

Why living without a credit card might be the smartest financial move

It’s easy to assume everyone needs a credit card. After all, they’re everywhere—in your wallet, in your phone, in your online checkout flow....

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