Credit
How on-time payments affect credit score—and why it's not enough
If you’re carrying a credit card balance in 2025, you’re not alone. Americans now hold $1.18 trillion in credit card debt—near record levels....
How much does the average American spend on their credit cards?
Credit card debt has become an increasingly significant financial burden for many Americans. As inflation, rising interest rates, and economic uncertainty continue to...
The pros and cons of paying rent and bills with a credit card
The convenience of credit cards has extended to various aspects of our financial lives, including paying rent and bills. While this option offers...
Will BNPL debt affect your credit report?
Buy Now Pay Later (BNPL) services have changed how many people shop. With a few taps, you can split a $200 payment into...
What’s the difference between credit rating and credit score?
Most working adults have heard the terms “credit score” and “credit rating” thrown around in conversations about loans or investments. It’s easy to...
Why ditching credit cards might be the financial flex you need
Most personal finance advice online sounds like this: “Use a credit card for everything, pay it off every month, rake in the rewards,...
Credit card payment security for small businesses
If you run a small business, whether online or in a physical location, accepting credit cards is likely non-negotiable. It’s convenient for customers...
What to do—and not do—with your credit card
A credit card is one of the most common financial tools available, but it’s also one of the most misunderstood. Many people think...
Cross-border payments are faster—so why do they still feel broken?
It’s 2025, and we still haven’t solved cross-border payments. Sure, it’s easier than it was 10 years ago to buy something online from...
How credit cards work for retirees in Singapore
For retirees in Singapore, access to credit does not automatically end the moment a regular paycheck stops. But the framework does shift—quietly, and...
Why purpose-driven private credit in ASEAN is more than just yield
Private credit—traditionally viewed as a niche investment strategy for sophisticated global investors—has undergone a quiet but significant transformation in Southeast Asia. No longer...
Things you should avoid paying for with a credit card
For many Singaporeans, credit cards feel like a financial lifeline. They offer ease at checkout, rewards on spending, and the flexibility to delay...
How to pay off credit card debt in Singapore quickly
Getting your first credit card feels like a rite of passage. For many in Singapore, it marks newfound independence—a tool for convenience, flexibility,...
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