Banking
PSLF buyback delay puts public servants’ debt relief on hold
Katy Punch was just five payments away. After over a decade of public service as a librarian in North Carolina, she was within...
Federal Reserve interest rate decision 2025 signals structural hold, not just pause
In July 2025, the Federal Reserve confirmed what futures markets had largely priced in: its key short-term interest rate would remain unchanged, staying...
How rate cuts could trigger a surge in credit card spending
When interest rates go down, borrowing becomes cheaper. That’s the textbook logic. But for credit card users, the real-world effect isn’t always so...
The student loan SAVE pause has ended. Now what?
The end of the student loan SAVE pause isn’t just a policy footnote—it’s a financial inflection point. For millions of borrowers, this signals...
Senate Bill proposes six months of mortgage relief for natural disaster victims
When disaster strikes, the damage isn’t just physical—it’s financial. In the wake of deadly wildfires in California and devastating floods in Texas, a...
How tariffs could affect future mortgage rates
If you’re eyeing a home and praying for mortgage rates to chill, we’ve got some news: new tariffs might throw cold water on...
Is it better to invest or pay down your mortgage?
It’s one of the most common dilemmas for people who find themselves with extra money to allocate. Once the emergency fund is healthy,...
How the subprime market triggered a global financial crisis
In consumer finance, the term subprime refers to loans made to borrowers who don’t meet conventional credit standards. These borrowers typically have low...
Major mortgage rate changes are coming, says Fannie Mae
The disinflationary arc that began in mid-2023 appeared to be on track for a textbook soft landing. Core PCE inflation slowed below 3%,...
What's the difference between closed-end credit and open-end credit?
Not all credit is created equal. And understanding the difference between closed-end credit and open-end credit is more than financial trivia—it can help...
How do installment loans work—and should you get one?
You’ve seen the ads. “Get up to $10,000 in your bank account—today.” Or maybe you spotted that shiny new buy-now-pay-later plan on your...
When to use a line of credit—and when you shouldn’t
A line of credit sounds like a chill financial backup. The bank offers you a flexible borrowing limit, you tap into it when...
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