United States

Rethinking retirement security

May 28, 2025 at 4:00:00 AM

Image Credits: Unsplash

Dave Ramsey warns Americans not to rely solely on Social Security or 401(k) plans, citing potential benefit cuts and insufficient savings.
He advises diversifying retirement strategies by maximizing employer matches, investing in Roth IRAs, and saving at least 15% of income.
With Social Security’s future uncertain, Ramsey urges proactive planning, debt elimination, and holistic well-being for a secure retirement.

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