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Rethinking retirement security

May 28, 2025 at 4:00:00 AM
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  • Dave Ramsey warns Americans not to rely solely on Social Security or 401(k) plans, citing potential benefit cuts and insufficient savings.
  • He advises diversifying retirement strategies by maximizing employer matches, investing in Roth IRAs, and saving at least 15% of income.
  • With Social Security’s future uncertain, Ramsey urges proactive planning, debt elimination, and holistic well-being for a secure retirement.

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