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How unconventional housing can solve America's affordability crisis

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  • Rigid zoning laws and building codes have led to a housing crisis characterized by both scarcity and monotony.
  • Embracing architectural diversity and flexible zoning, as seen in cities like Tokyo, can increase housing supply and improve affordability.
  • Implementing strategies such as allowing ADUs, relaxing building codes, and legalizing cohousing can introduce much-needed variety into the housing market.

[UNITED STATES] In the United States, the housing market is facing a paradoxical challenge: homes are both boringly uniform and increasingly scarce. This situation has led to skyrocketing prices, leaving many Americans struggling to find affordable housing options. The root of this problem lies in the rigid zoning regulations and building codes that have dominated urban planning for decades.

As one housing expert aptly puts it, "The homes on offer are dull, uninspiring, nearly identical, and in far too short supply." This observation encapsulates the current state of the American housing market, where cookie-cutter developments dominate the landscape, and innovative housing solutions are often stifled by outdated regulations.

The Historical Context: From Mass Production to Enforced Uniformity

The Post-War Housing Boom

In the years following World War II, the United States experienced a significant housing boom. Planned communities like Levittown, New York, became the blueprint for rapid suburban development. Developers quickly assembled thousands of nearly identical single-family homes, using prefabricated materials to keep costs down and meet the surging demand from returning GIs and their families.

The Shift Towards Restrictive Zoning

While this initial uniformity served a purpose, the problem began in the latter half of the 20th century when cities started enforcing this sameness through strict zoning laws. Instead of allowing developers to build diverse housing types suited to different needs and preferences, many cities established the detached single-family home as the default, and often only, legal option for residential development.

The Consequences of Rigid Housing Policies

Supply Crunch and Affordability Crisis

The enforcement of single-family zoning has led to a severe housing shortage in many high-demand areas. For instance, in Los Angeles, about three-quarters of residential-zoned land was exclusively designated for single-family housing as of 2021. The results have been predictable: a severe housing shortage, a devastating homelessness crisis, and the worst overcrowding in the country.

Aesthetic Monotony and Limited Options

Beyond the supply issue, these regulations have resulted in a deadening aesthetic uniformity. Many local governments have gone beyond mandating single-family homes to setting strict rules on house design, parking space, and lot size. This approach has severely limited housing options, particularly for working-class and low-income individuals.

The Case for "Weird" Homes

Embracing Architectural Diversity

The solution to America's housing crisis might lie in embracing what some would call "weird" homes. By introducing more flexibility into design rules for housing construction, we could create a wide variety of housing options across our cities, catering to diverse needs and preferences.

Learning from Tokyo's Approach

Metropolitan Tokyo provides an excellent example of how architectural diversity can coexist with affordability. Despite its population nearly quadrupling since World War II, Tokyo has managed to control housing costs effectively. The city boasts a wide array of housing types, from detached single-family homes to high-rise apartments, all in various architectural styles.

The key to Tokyo's success lies in its flexible land-use regulations. Unlike American cities with hundreds of zoning classifications, Japan has only 13 zones nationwide. This flexibility allows builders to respond quickly to changing market demands, keeping housing relatively affordable.

Strategies for Introducing Housing Diversity

To address the housing crisis and introduce more variety into the American housing landscape, several strategies can be implemented:

1. Allowing Accessory Dwelling Units (ADUs)

Following California's lead, more areas could legalize the construction of ADUs. These smaller homes, often sharing a lot with a single-family house, provide affordable rental options or accommodation for extended family members.

2. Relaxing Building Codes

Allowing apartment buildings with single staircases could reduce construction costs and enable the building of apartments on smaller lots. Similarly, streamlining outdated elevator codes could make it more feasible to construct affordable multi-story buildings.

3. Eliminating Minimum Parking Requirements

Many cities mandate a certain number of parking spots per housing unit, even in areas well-served by public transit. Removing these requirements would allow developers to respond to actual parking demand and experiment with car-light or car-free developments.

4. Legalizing Cohousing

Reintroducing legal frameworks for boardinghouses and single-room-occupancy hotels could provide naturally low-cost housing options in urban areas.

The Benefits of Housing Diversity

Improved Affordability

By allowing a greater variety of housing types, cities can increase their overall housing supply, helping to alleviate price pressures. In Japan, where zoning is more flexible, the average household spent only 11% of its after-tax income on housing in 2022, compared to over a third for many American households.

Enhanced Urban Aesthetics

Contrary to fears of chaos, architectural diversity can make cities more visually interesting and engaging for pedestrians. Some studies even suggest that this variety can positively impact residents' physical and mental health.

Meeting Diverse Needs

A more flexible approach to housing allows for options that cater to different lifestyles and family structures. From micro-apartments for singles to larger units for multigenerational families, diverse housing stock can accommodate a wide range of living situations.

Overcoming Obstacles to Change

While the benefits of housing diversity are clear, implementing these changes faces several challenges:

1. NIMBY Opposition

Many homeowners resist changes to zoning laws, fearing that new development will alter neighborhood character or reduce property values.

2. Outdated Regulations

Revising building codes and zoning laws can be a slow and politically contentious process.

3. Construction Industry Inertia

Builders and developers may be hesitant to deviate from familiar construction methods and designs.

The Path Forward

To create a more diverse and affordable housing landscape, stakeholders at all levels need to take action:

1. Local Governments

Cities and towns should review and update their zoning laws to allow for greater housing variety. This could include adopting form-based codes that focus on building form rather than use, or implementing inclusionary zoning policies.

2. State and Federal Policymakers

Higher levels of government can incentivize local zoning reform through funding mechanisms or by setting statewide standards for housing diversity.

3. Developers and Architects

The private sector can push the boundaries of conventional design, proposing innovative housing solutions that challenge the status quo while meeting community needs.

4. Community Education

Educating the public about the benefits of housing diversity can help build support for zoning reforms and new development projects.

The solution to America's housing crisis doesn't lie in more of the same. By embracing architectural diversity and allowing for "weirder" homes, we can create vibrant, affordable communities that meet the needs of all residents. As one housing expert concludes, "More flexibility is good. More flexibility leads to more weird. People who really like single-family homes should still have access to single-family homes. But people who need a lower-cost option, like a micro-unit apartment, should have access to that option."

By learning from successful models like Tokyo and implementing thoughtful reforms, we can transform America's housing landscape into one that is both more affordable and more interesting. The path to solving our housing crisis may just be paved with weird, wonderful homes.


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