Tyler Cruz

Tyler Cruz is a fintech editor and product advisor focused on the intersection of investing tools, DeFi, and digital banking across the US, Southeast Asia, and the Gulf. With a background in product operations at a high-growth fintech startup, he specializes in evaluating how platforms shape financial behavior—especially among Gen Z users and mobile-first markets. Tyler provides grounded analysis of app ecosystems, monetization tactics, and user-facing risks. His commentary bridges product functionality and user impact, helping both developers and consumers understand where value is real—and where it's being manufactured.