Personal Finance
How on-time payments affect credit score—and why it's not enough
If you’re carrying a credit card balance in 2025, you’re not alone. Americans now hold $1.18 trillion in credit card debt—near record levels....
What’s likely to move the market in the next trading session
As Wall Street closes out a session that offered more ambiguity than direction, attention is already shifting to the signals lining up ahead....
House passes SALT deduction changes
[UNITED STATES] House lawmakers on Thursday morning voted to advance changes to the federal deduction for state and local taxes—commonly referred to as...
Is spending half your salary on rent in Singapore a mistake—or just reality for expats?
When Reddit user u/Internal-Parking7010 asked whether it was “financially reckless” to spend nearly half her monthly salary on rent in Singapore, she probably...
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GOP tax bill impact by income group raises equity concerns
A major Republican-led legislative package now moving through the US Senate promises broad tax relief and fiscal reform—but for many working Americans, especially...
Things you should avoid paying for with a credit card
For many Singaporeans, credit cards feel like a financial lifeline. They offer ease at checkout, rewards on spending, and the flexibility to delay...
Financial repression is back—and this time, it’s global
The tariffs unleashed under President Donald Trump may have dominated the headlines, but the true turning point in global economic strategy wasn’t a...
Student loan repayment rules get an overhaul under Senate bill
Student loan reforms often spark debate around forgiveness or political agendas. But this latest Senate-approved legislation isn’t about headlines—it’s about changing how educational...
Why young adults shouldn’t wait to get health insurance in 2025
When you’re in your 20s, health insurance rarely feels urgent. You’re active, healthy, and likely focused on rent, student debt, or building savings....
Tax havens turn costly as European elites face steep exit penalties
For years, European high-net-worth individuals operated on a clean playbook: optimize for tax residency, not citizenship. Park assets in trusts, book part-time residency...
The decline of coupons in a high-cost economy
There was a time when clipping a Sunday insert or scouring the web for promo codes felt like a badge of honor. Shaving...
Why long-term dividend investing still wins
Dividends are having a quiet comeback—and not just among retirees or conservative investors. In a financial world shaped by crypto headlines, AI hype,...
Local stocks remain top pick for Singapore investors
While global market sentiment remains shaky, Singaporean investors appear largely unmoved. According to a survey conducted in April 2025 by digital brokerage Moomoo...
Why mortgage debt won’t shield foreign investors from U.S. estate tax
Foreign investors have long viewed U.S. real estate as a stable, inflation-resistant asset class. With leverage readily available, many nonresident buyers take out...
Debt is playing a bigger role in how people choose jobs, says career expert
Not all career choices are about passion, purpose, or promotion. For millions of Americans, debt is increasingly calling the shots. A recent Zety...
Mortgage rate changes will stir housing market, says Berkshire Hathaway
When Warren Buffett’s Berkshire Hathaway signals a shift in the housing market, financial planners pay attention. Recently, the firm suggested that changes in...
Retired Americans face six-figure Social Security shortfall
For decades, Americans have counted on Social Security as the cornerstone of retirement income. But new projections point to a sobering reality: today's...
How to pay off credit card debt in Singapore quickly
Getting your first credit card feels like a rite of passage. For many in Singapore, it marks newfound independence—a tool for convenience, flexibility,...
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