Personal Finance
Singapore gold demand hits record high as prices soar
[SINGAPORE] Investor interest in gold remained robust in Singapore during the first quarter of 2025, as bullion prices soared past the US$3,000-per-ounce mark...
Understanding marginal and effective tax rates
[UNITED STATES] Navigating the complexities of income taxation can be challenging, especially when distinguishing between marginal and effective tax rates. Understanding these concepts...
Why the world loves VAT while the U.S. rejects it
[UNITED STATES] The Value Added Tax (VAT) is a widely-used taxation system around the globe, but its absence in the United States makes...
Should you pay off student loans or invest for retirement first?
[UNITED STATES] As student loan debt continues to burden millions of Americans, many are faced with a critical financial decision: should they prioritize...
How airlines become 'credit card corporations with wings'
[UNITED STATES] As airlines face rising fuel costs, increased competition, and fluctuating passenger demand, many are diversifying their business strategies—shifting from traditional flight...
Medicare faces rising costs and coverage gaps for seniors
[UNITED STATES] In recent years, millions of Medicare recipients across the United States have found themselves in an increasingly precarious position as rising...
Investors turn to I Bonds as inflation hedge amid tariff worries
[UNITED STATES] As concerns about future inflation mount in the wake of President Donald Trump’s tariff policies, some experts suggest that assets such...
Americans' financial security at risk
[UNITED STATES] A concerning new trend in the personal finance landscape is threatening the financial security of millions of Americans. Rising levels of...
Fed holds rates steady as consumers grapple with high costs
[UNITED STATES] The Federal Reserve announced Wednesday that it will leave interest rates unchanged, citing the impact of President Donald Trump’s tariff policies...
Essential questions to ask before choosing an insurance policy
[SINGAPORE] Life is full of uncertainties. We never know what tomorrow will bring, let alone what will happen in the next hour. Despite...
Why minimum payments hurt your credit card debt
[SINGAPORE] In a society that thrives on consumer spending and credit availability, millions of people use credit cards as an essential tool for...
Navigating IRS penalties after Boyle
[UNITED STATES] The U.S. Supreme Court's 1985 decision in United States v. Boyle established a stringent standard for taxpayers seeking to avoid penalties...
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Senate confirms Bisignano as Social Security commissioner amid Partisan clash
[UNITED STATES] The Senate has confirmed Frank Bisignano as the new commissioner of the Social Security Administration (SSA), marking a significant leadership shift...
Make the most of your 401(k) funds before you retire
[UNITED STATES] If you're approaching retirement and aiming to maximize your 401(k) contributions, it's crucial to understand the latest IRS limits for 2025....
Trump administration resumes student loan garnishments with short notice
[UNITED STATES] After a five-year suspension, the Trump administration has restarted collection efforts on defaulted federal student loans, with borrowers likely to feel...
Student loan forgiveness buyback update
[UNITED STATES] The U.S. Department of Education has announced significant updates to the Public Service Loan Forgiveness (PSLF) Buyback Program, providing federal student...
Fed holds rates steady as inflation and trade wars squeeze consumers
[UNITED STATES] Amid stronger-than-anticipated job growth and persistent inflation, the Federal Reserve is set to keep interest rates unchanged following its two-day meeting...
Tax strategies high-income earners miss
[UNITED STATES] As tax season approaches, many high-income earners scramble to find ways to reduce their tax burden. While most are familiar with...
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